Research &amp; analysis

2 CPD Points

Mobilising Investment for Climate Adaptation

A Report discussing solutions to the challenges of negative economic and social impacts of climate change and recommendations for valuing, coordinating and financing adaptation investment.

Ramona Meyricke, Fergus Pitt and Sarah Wood

24 November 2025

2 CPD Points

Introduction to Quantum Computing

A Dialogue Paper examining quantum computing's potential to reshape data processing, cybersecurity and complex modelling systems across industries.

Dr Anthony Lowe and Dr Michael Walker

17 November 2025

2 CPD Points

Mortality in Australia and the Rest of the World in 2024

A Report examining mortality trends in Australia and globally following the COVID-19 pandemic and its ongoing impact on population health.

Mortality Sub-Committee

12 November 2025

2 CPD Points

The Mental Health Financial Safety Net

A Report examining how Australia's 22 mental health funding supports can be unified to deliver more cohesive, equitable and timely care.

Cindy Lau, Hayley Caulfield and Felix Tang

31 October 2025

Discussion Paper

2 CPD Points

Financial Advice Reform and Help, Guidance and Advice

A Discussion Paper proposing a principles-based framework to make financial support more accessible and trustworthy for all Australians.

Andrew Gale, Stephen Huppert, Michael Rice, Giacomo Tarantolo, Peter Crump and Melanie Dunn

28 October 2025

2 CPD Points

Where Are Australia’s Data Science Leaders? The Case for Technical Career Pathways

This Dialogue Paper examines why Australian companies must urgently create leadership pathways for tech professionals.

Victor Bajanov

14 October 2025

Public Policy Position Statement

2 CPD Points

Reinsurance Explained: A Pillar of Strength for General Insurers

Explore how reinsurance supports affordability and resilience in Australia’s insurance market amid rising natural disaster costs and climate change.

Kate Bible

1 September 2025

1 CPD Point

Group Insurance in Superannuation Public Policy Statement

This Statement highlights key public policy positions of the Institute on group insurance in superannuation, promoting stronger governance, simpler products and fairer outcomes for Australians.

Actuaries Institute

27 August 2025

2 CPD Points

Life Insurance Sustainability Guide

A framework for managing life insurance products for the long-term alignment of all system participants.

Life Insurance Practice Committee

20 August 2025

Discussion Paper

3 CPD Points

Superannuation Tax Reform: Sensible Changes for a Fairer System

In Superannuation Tax Reform: Sensible Changes for a Fairer System, actuaries Richard Dunn, Michael Rice, Jennifer Shaw and Alun Stevens set out their vision for meaningful tax reform that aims to make super simpler to invest, easier to spend and fairer with bequests.

Richard Dunn, Michael Rice, Jennifer Shaw and Alun Stevens

9 December 2024

2 CPD Points

Fairness in Insurance: A Challenge to Boards of Insurance Companies

Former APRA deputy chair, insurance company chairman and actuary Ian Laughlin challenges boards to strengthen their oversight of customer fairness by making regular checks on how the company’s product, pricing and claims philosophies, and other aspects critical to community views on customer fairness, are being put into practice.

Ian Laughlin

30 October 2024

Submission

1 CPD Point

Consultation - Ban on the Use of Adverse Genetic Testing Results in Life Insurance

The Institute supports the Government’s decision to ban adverse genetic test results in life insurance underwriting.

Actuaries Institute

12 March 2025

Submission

1 CPD Point

APRA Consultation - Targeted Adjustments to General Insurance Reinsurance Settings

Reinsurance is a critical element of risk management for general insurance. The Institute welcomes the opportunity to provide feedback on reinsurance settings to assist in maintaining access for Australian insurers to global reinsurance arrangements and high-quality alternative protection markets.

Actuaries Institute

14 February 2025

2 CPD Points

Home Insurance Affordability Update

This Report explores the context of all natural perils and discovered that the proportion of “affordability stressed” households – those that spend more than one month’s worth of their gross annual income on home insurance – rose from 10 to 12 per cent. These households spend on average 8.8 weeks of their income on home insurance, which is more than seven times what the average household spends.

Sharanjit Paddam, Calise Liu and Saroop Philip

14 August 2023

2 CPD Points

Cyber Protection Gap Widens for SMEs

Small-to-medium-sized businesses (SMEs) risk being left behind in the fight against costly cyberattacks unless they receive more help to bolster their defences. In Cyber Protection Gap Widens for SMEs, Win-Li Toh, Dr Michael Neary and Sarah Wood take a temperature check on cyber risk.

Win-Li Toh, Dr Michael Neary and Sarah Wood

13 November 2024

2 CPD Points

Getting to Grips With Indigenous Data

Getting to Grips With Indigenous Data highlights that, despite decades of focus on the rights and outcomes of First Nations people, limited progress has been made on Closing the Gap targets. The Report suggests that better progress could be made if changes were made to how data about First Nations people is collected, used, and controlled.

Hugh Miller and Laura Dixie

23 September 2024

Event insights

All presentations

Video

2 CPD Points

Navigating AI Governance – Essential Practices for Responsible AI Adoption

Kick off 2026 with clarity on AI governance. Whether you're taking your first steps in AI adoption or scaling enterprise-wide implementation, this interactive session delivers the actionable guidance you need to unlock new opportunities while earning trust through responsible usage. Join Lauren Solomon, Special Advisor, Governance Practice at the National AI Centre, and Chris Dolman, Member of the Institute's Data Science and AI Practice Committee, as they explore the National AI Centre's "Guidance for AI Adoption". You'll discover how to apply six essential practices that meet you exactly where you are on your AI journey—aligning AI initiatives with your business goals while building robust governance frameworks. Starting out? Gain practical guidance to confidently begin your AI adoption journey. Scaling up? Access technical insights to enhance governance and embed responsible AI practices across your organisation. This session is designed for actuaries across all practice areas who want to navigate AI adoption with confidence and responsibility.

Lauren Solomon and Chris Dolman

3 February 2026

1 CPD Point

Navigating AI Governance – Essential Practices for Responsible AI Adoption - Slides

Lauren Solomon and Chris Dolman

3 February 2026

1 CPD Point

Financial Advice Reform And Help Guidance And Advice - Presentation Slides

Members of the Help, Guidance and Advice (HGA) Working Group will present the findings of the Discussion Paper and lead a discussion with attendees.

Michael Rice and Andrew Gale

1 December 2025

Video

2 CPD Points

Financial Advice Reform and Help, Guidance and Advice

Members of the Help, Guidance and Advice (HGA) Working Group will present the findings of the Discussion Paper and lead a discussion with attendees.

Michael Rice and Andrew Gale

1 December 2025

1 CPD Point

Peering Into Peer Review - Presentation Slides

Does this work need peer review? What form should it take? Who should provide it? How might I benefit from it? How might I respond if it is critical of my work? And what happens if someone asks me to review their work? So many questions that we may not have given much thought to. Yet peer review is a core practice in professional life. This session provides an opportunity to explore its practical application.

Saffron Sweeney, Simon Lim, Tracy Jiang

27 November 2025

Video

2 CPD Points

Peering Into Peer Review

Saffron Sweeney, Tracy Jiang, Simon Lim, Martin

27 November 2025

1 CPD Point

IDSS 2025: Legislative changes and the NSW CTP Scheme: A Post-Amendment Perspective

This presentation delves into the evolving landscape of the NSW Compulsory Third Party (CTP) insurance scheme, with a focus on the 2022 Legislative Amendments and its broader implications. We will unpack the key elements of the legislative changes and explore how they are reshaping the scheme’s structure, operations, and stakeholder dynamics. Drawing on early observations and emerging trends, the session will offer a reflective view on what’s unfolding across the scheme. Attendees will gain insights into the shifting regulatory environment and what it might signal for insurers, people with a claim, policy holders, and other personal injury schemes.

Danny Rouel and Bronwyn Martin

17 November 2025

1 CPD Point

IDSS 2025: Scheme Update 3: icare and WorkSafe Victoria

Scheme Update by icare and WorkSafe Victoria.

Mark Arnott

17 November 2025

1 CPD Point

IDSS 2025: Scheme Update 2: National Disability Insurance Agency (NDIA) and Accident Compensation Corporation New Zealand (ACC)

Scheme Update from NDIA and ACC NZ.

David Gifford and Stewart McRobie

17 November 2025

1 CPD Point

IDSS 2025: IFRS 17 illiquidity premiums for public sector schemes

This paper examines how public sector schemes can estimate the “illiquidity premium”, which is required for discounting under IFRS 17. These schemes typically involve long-duration liabilities, often linked to statutory benefits, and these liabilities will generally be “illiquid” to a degree. Under IFRS 17, the discount rate adopted must reflect the characteristics of the liability cash flows, including their illiquidity. Our paper starts by considering the nature of the liabilities taken on by public sector schemes, and the concept of an illiquidity premium from IFRS 17. We explore theoretical and practical reasons for including an illiquidity premium, and how it may support matching of assets and liabilities when credit markets are under stress. We then evaluate a range of methods proposed or used in practice to estimate the illiquidity premium and assess their appropriateness for public sector schemes. We focus primarily on the methods that were canvased in the Actuaries Institute ‘Illiquidity Premium Paper’ from 2012. We set out how to apply the approaches in an Australian context, and estimate what the illiquidity premium would be for an example portfolio that is similar to an Australian public sector workers compensation or catastrophic injury scheme. We also compare and contrast these methods with Australian private sector market practice and the method adopted by the Canadian workers’ compensation schemes. Our findings highlight significant variation in outcomes depending on the method used, with implications for liability valuation, financial reporting volatility, and comparability across entities. The paper also considers the trade-offs between methodological complexity, data requirements, and the objective of faithfully representing the economics of long-term liabilities. Our paper concludes by considering how the choice of method might affect comparability between public sector entities in Australia and New Zealand. This paper is being prepared by the GIPC Injury and Disability sub-committee.

Kieran Leong, Augustine Sidik, Roshane Samarasekera and Khar Mun Tang

17 November 2025

1 CPD Point

IDSS 2025: Scheme Update 4: WorkCover (WA), State Insurance Regulatory Authority (SIRA) Workers' Compensation

Scheme Update from WorkCover (WA) and SIRA Workers Compensation.

Chris White and Mandy Young

17 November 2025

1 CPD Point

IDSS 2025: Net work - Exploring the net costs and benefits of the NDIS

While the costs of the NDIS are a regular feature of media commentary, less attention is given to the net cost relative to the programs it replaced, and the tangible benefits that are visible. As part of the 2023 NDIS Review, the authors undertook a detailed examination of: -The net costs of the scheme - understanding how costs have increased relative to the legacy schemes that preceded it - The net benefits of the scheme - Looking at potential improvements across health & wellbeing , education, employment, community participation, housing and safety and judging whether any improvements can be credibly attributed to the scheme. - Limitations on the work and thoughts on future outcomes and measurement frameworks, whereby benefits can be more consistently tracked back to scheme supports. The analysis found material benefits around subjective wellbeing and some health measures, but several other areas where progress appears limited. We present key findings from this work, and discuss implications for the future. Our full report is public (link below), and will form the basis of the presentation. https://www.ndisreview.gov.au/sites/default/files/2023-11/Taylor_Fry_NDIS%20Review_Cost_Benefit_Analysis.pdf

Hugh Miller, Kieran Leong and Jason Gu

17 November 2025

1 CPD Point

IDSS 2025: Navigating PTSD in Accident Compensation – Policy, Practice, and Measuring What Matters

Post-Traumatic Stress Disorder (PTSD) is a significant injury within accident compensation schemes, particularly among workers exposed to trauma and survivors of serious transport incidents. Yet as jurisdictions introduce early intervention programs, presumptive legislation, and reform compensation thresholds, critical questions remain: Are these interventions working? What does successful recovery look like – and for whom? We present a multi-jurisdictional exploration of how PTSD is diagnosed, treated, and managed within Australian workplace and transport compensation systems. Drawing on recent legislative reforms, medical models of care, and operational claim management practices, we explore the tension between facilitating access and maintaining scheme sustainability. We discuss: - The evolution of PTSD recognition in Australian compensation schemes - Early intervention and presumptive PTSD laws for first responders, including effectiveness and unintended consequences - Integrating trauma-informed care with vocational rehabilitation - Eligibility thresholds, impairment tests, and the role of psychosocial hazard regulation - Medicalisation, stigma, cost and compassion. We intend to use examples from recent reforms – including Victoria’s provisional payments, Queensland’s presumptive legislation, and NSW’s mental health claim management reforms – to explore what “value” looks like when supporting recovery from PTSD in compensation systems.

Ash Evans and Hansi Weerasooriya

17 November 2025