Deputy CEO and Head of Public Policy at the Institute, Elayne Grace, introduces the Green Paper in conversation with its co-author, Geoff Atkins. The pair explore the complex challenges of insuring mental illness, including subjectivity around diagnosis, lack of reliable data, and ineffective regulatory frameworks.
Co-chair of the National Mental Health Commission, Lucy Brogden, joins Elayne Grace to discuss the state and spread of mental health conditions in Australia; and how the Commission is working to affect change for people living with mental health issues.
Brett Clark, CEO of TAL, joins Elayne Grace to discuss challenges, particularly on the claims side of insuring mental illness, and how the industry is making practical improvements.
Elayne Grace speaks to actuary Geoff Atkins, co-author of the Green Paper 'Mental Health and Insurance', about product definitions in insurance contracts covering mental health.
There are vast improvements to be made in underwriting and legislating products to respond to consumer needs in this complex area. It's a fine balance between offering good protection at an affordable price in a sustainable system.